A simple way to finance your project.

Most homeowners do not pay for a remodel out of savings. EMR Heritage Build Co. works with Acorn Finance, an independent financing marketplace, so you can compare real options before you commit to a project. You apply directly with the lender. We are not a lender, we do not take applications, and we do not see your credit information.

Our financing partner

Acorn Finance

Compare offers from a network of lenders in one place. Checking your rate takes a few minutes and uses a soft credit check that does not affect your credit score.

Suited to: bathrooms, kitchens, ADUs, garage conversions, additions, and other home improvement projects

Check Your Rate with Acorn

Opens acornfinance.com in a new tab. Acorn Finance is an independent third-party site.

How it works

Request your free estimate range. Tell us about the project online. Your estimate range costs nothing and there is no obligation.
Book a free design consultation. We visit the property, then send an itemized written scope within 48 hours, so you know the real number before you apply for anything.
Check your options. Prequalify with Acorn Finance if financing makes sense for you. You deal with the lender directly.
Build. Once you are funded and the contract is signed, we schedule your project.

Get My Free Estimate Range

Questions people ask

Does checking my rate hurt my credit?: Prequalification with Acorn Finance uses a soft credit check that does not affect your credit score. Check Acorn's disclosures for their specific process.
Does EMR see my financial information?: No. You apply directly with the lender. We are not a lender or a broker, we do not take applications, and we do not receive your credit information.
Do I have to use financing to work with EMR?: No. This is an option, not a requirement.
Can you tell me what rate I will get?: No. Rates, terms, and amounts are set by the lender based on your application. We do not quote, estimate, or advise on loan terms. That conversation is between you and the lender.

EMR Heritage Build Co. is a licensed general contractor, CSLB Lic. #1156160. We are not a lender, broker, or financial advisor. Financing is offered by independent third-party lenders and is subject to credit approval. Loan terms, rates, and amounts vary by lender and applicant, and are determined solely by the lender. EMR Heritage Build Co. does not accept loan applications, does not receive applicant credit information, and does not advise on loan terms. Financing available on approved credit (O.A.C.).